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26.09.24 Externals Plots 4 & 5 24   Photo.jpg
Kitchen Dining
Bathroom
Shared ownership£137,500
Added > 14 days

3 bedroom semi-detached house for sale

Summerscales, Gosforth CA20
New build
EV charger
Save
Semi-detached house
3 bed
1 bath
1,002 sq ft / 93 sq m

Key information

Tenure: Leasehold | 50% share | rental £315.10pcm | 999 yrs left
Ground rent: £0 per annum | review period: unconfirmed
Council tax: Band TBC
Water: Ask agent
Heating: Ask agent
Electricity: Ask agent
Sewerage: Ask agent
Discover more information

Property description & features

  • Tenure: Leasehold (999 years remaining)
  • Brand New 3 Bed Semi Detached Home
  • Ready Early 2025
  • Lake District National Park Location
  • Buy 10 75% Share of Property*
  • Buy More Equity Later†
  • Open Plan Dining Kitchen
  • Garden and Driveway
  • Solar Panels & EV Charging Point
  • Local Occupancy Restrictions Apply
Designed for those who dream of owning their own home but need a helping hand, this stylish three-bedroom semi-detached property is one of just four available through the Shared Ownership Scheme at the new homes development in Gosforth. With the option to purchase between 10-75% of the home, it offers a flexible pathway to homeownership tailored to your needs.

As you step inside, you'll be greeted by the welcoming ambience of the cosy living room, perfect for unwinding after a long day. The heart of the home lies in the inviting kitchen diner, where sunlight streams in through patio doors that seamlessly connect the indoor and outdoor living spaces. Outside, a private garden provides a serene retreat for enjoying sunny afternoons or hosting summer barbecues.

The price shown represents a 50% share of the property.

The Summerscales Development - Located on the edge of the Lake District National Park, in the heart of Gosforth Village, Summerscales is a brand-new development offering a limited collection of just 20, 2 to 4-bedroom homes. Surrounded by open countryside, these homes are thoughtfully designed to blend traditional charm with modern living, seamlessly merging contemporary style with the tranquillity of rural life. Built with locally sourced sandstone and adhering to high energy efficiency standards, each home features expansive spaces, elegant finishes, and the natural beauty of the Lake District right at your doorstep. Join this vibrant new community and create lasting memories in a place you'll be proud to call home.

3-Bed Semi-Detached Home - Plots 4, 5, 11, and 12 in the Summerscales development are available through the Shared Ownership Scheme.

Ground Floor - Entrance Hall
Living Room
Kitchen Dining: Fitted with a range of modern Howdens wall and base units and integrated appliances and patio doors to the rear garden.
WC: Fitted with a stylish 2-piece suite and complementary taps.

First Floor - Landing: With handy storage cupboard.
Bedroom One
Bedroom Two
Bedroom Three
Bathroom: Fitted with a stylish 3-piece suite and complementary taps.

External - Turfed front and rear garden.
Paved patio area to rear.
Block paved driveway.
EV charging point.

Customisation - Personalise your new home with a choice of kitchens and decor options, subject to the build stage when your offer is accepted. Any variations or upgrades from the standard specification may incur additional costs. Carpets and tiled flooring are also available at an extra charge.

Energy Performance - The homes at Summerscales are thoughtfully designed with a strong focus on energy efficiency. Each property has a predicted energy performance rating of at least A and an environmental impact rating of B. To help reduce energy costs, solar panels are installed on each home, harnessing solar energy to generate electricity for your home.

Shared Ownership Scheme - The Shared Ownership scheme offers a pathway to homeownership by allowing individuals to purchase a share of a property while renting the remainder. Buyers can initially acquire a share ranging from 10% to 75%, with the specific percentage determined by an assessment of their circumstances* and subject to additional eligibility criteria. Homeowners have the opportunity to increase their ownership share through a process known as 'staircasing,' which allows them to acquire up to a maximum of 80%†.

In addition to their mortgage, shared owners pay rent to Castles and Coasts on the portion they do not own. This rent is calculated at 2.75% of the unsold equity per annum, payable monthly and reviewed annually.

Local Occupancy - All homes in the Summerscales development are subject to local occupancy criteria.

How To Apply - To apply, please visit our website at and complete the initial shared ownership and local occupancy eligibility check.

Application Process:
1. Complete the Eligibility Form: Fill out the initial shared ownership and local occupancy eligibility form on our website.
2. Review by Our Team: Our new homes team will review your submission and confirm the outcome of the initial eligibility check.
3. Stage One Assessment and Provisional Offer: If you qualify, you will be invited to complete an online form with our third-party mortgage advisor, who will carry out a Stage One affordability assessment. This step will confirm whether you meet the Shared Ownership allocations policy requirements and provide an indication of your affordability and the share you can purchase.
4. Stage Two Assessment: Upon passing the Stage One eligibility and affordability assessment, you will be asked if you would like to complete a Provisional Offer Form for the property and proceed to the Stage Two detailed affordability assessment. You will have 10 working days to complete this assessment and obtain a Mortgage in Principle.
5. Formal Offer: Once the Stage Two affordability assessment is successfully completed, the exact share you can purchase will be determined. You will then be invited to submit a Formal Offer to purchase the property. At this point, a reservation fee of £250 is payable, and a Reservation Form/Memorandum of Sale will be issued. The property will be reserved for a period of 3 months, during which contracts must be exchanged.

In the event of multiple qualifying applications for the same plot, acceptance will be determined based on the earliest Provisional Offer date and time for that specific plot.

Please note: If no applications are received from individuals meeting the specified local occupancy criteria within 31 calendar days of the start of the marketing period, the geographic scope of eligibility will be broadened.

Leasehold Information - The property is leasehold with a remaining term of 990 years from the start date. There is no ground rent, and a monthly service charge applies (specific amount to be confirmed).

12-Year Labc Warranty - Each home within the Summerscales development is backed by a 12-year LABC warranty,

The Developer - This brand-new development is brought to you by Castles and Coasts, in collaboration with local contractor Thomas Armstrong Limited.

Directions - From Whitehaven, follow the A595 to Gosforth and take the slight left onto Hardingill. At the roundabout take the 1st exit onto Whitecroft and then turn left onto Wasdale Road. Continue on Wasdale Road until you reach the development on the left, before Ellerslie Park.

Coming Soon - Homes available through the rent-to-buy scheme will be released soon. Visit our website for updates and more details.

Notes To Brochure - All information, measurements, and specifications are based on design plans provided by Castles and Coasts and may be subject to change during the construction process. Photographs and graphics in this sales brochure may include computer-generated images and are intended to be used for illustrative purposes only. We are not authorised to make or provide any representations or warranties regarding the property, whether on our own behalf or on behalf of our client. We accept no responsibility for any statements included in these particulars, and this brochure does not constitute a contract, part of a contract, or a warranty.

Moving With Grisdales - Moving is an exciting time but only if everything proceeds smoothly. Whether you are selling, letting, buying or renting, we understand that moving home can be a very stressful and daunting prospect. That's why, at Grisdales, we work together as a team, giving dedicated support and advice every step of the way to help your move run as smoothly and efficiently as possible.

Free Market Appraisal - If you are thinking of moving, we offer a completely free market valuation and appraisal of your existing home. We will advise you upon an asking price which accurately positions your property in the current market place, maximising viewings and your sale prospects.

Property information from this agent

Places of interest

    At Grisdales Estate Agents we always strive to be the bestOur core values run through every aspect of our business, from first contact, right through to picking up those keys! Grisdales Estate Agents in Cumbria is the ‘one stop shop’ whether you are buying, selling, landlord or tenant. We have an excellent reputation in West Cumbria and feedback from our client’s say they find us not only professional and knowledgeable, but also friendly and enthusiastic. We take the time to understand your needs and love nothing more than helping you move on with your property journey. Open 7 days a week, with branches in Cockermouth, Workington and Whitehaven, we are always here for you.

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    Broadband availability and predicted speed

    Broadband speed is measured in megabits per second, with the number returned showing how fast the connection is. Each reading is based on the highest predicted speed of any major broadband network for services that deliver the download speeds. The following are the different readings that we may display:

    Basic: Up to 30 Mbit/s
    Super-fast: Between 30 Mbit/s and 300 Mbit/s
    Ultra-fast: Over 300 Mbit/s

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    Mobile phone signal availability and predicted strength

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    Clear: No bars, no signal predicted
    Red: One bar, reliable signal unlikely
    Amber: Two bars, may experience problems with connectivity
    Green: Three bars, likely to have good coverage and receive a data rate to support basic web services
    Enhanced: Full bars, likely to have good coverage indoors and to receive an enhanced data rate to support multimedia services

    Energy Performance data and Internal floor area

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    *Call rate information

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