2 bedroom flat for sale
Key information
Features and description
- Tenure: Leasehold
- Guideline Minimum Deposit £9,100
- Guide Min Income Dual £29.4k Single £35.7k
- Ground Floor with Balcony/Patio Area
- Approx. 679 Sqft Gross Internal Area
- Open Plan Kitchen/Reception Room
- Very Good Energy Efficiency Rating
- Parking Space
- Short Walk from Harrietsham Station
SHARED OWNERSHIP (Advertised price represents 35% share. Full market value £260,000). A smartly-presented flat on the ground floor of a recently-built development. The property has a twenty-five-foot, dual-aspect reception room with open-plan kitchen area featuring white units and contrasting worktops. Double doors lead out onto a south-east-facing balcony/patio area. There are two good-sized double bedrooms, a stylish, naturally-lit bathroom and a large storage/utility cupboard in the spacious entrance hall. Well insulated walls and floor, high performance glazing and gas central heating make for a very good energy-efficiency rating. The flat comes with use of an allocated parking space plus Harrietsham Railway Station, for services between Ashford and London Victoria, is just a short walk away. Maidstone town centre can also be easily reached via bus.
INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [ ]
(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)
Housing Association: Clarion.
Tenure: Leasehold (125 years from 24/06/2017).
Minimum Share: 35% (£91,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £446.75 per month (subject to annual review).
Service Charge: £76.91 per month (subject to annual review).
Guideline Minimum Income: Dual - £29,400 | Single - £35,700 (based on minimum share and 10% deposit).
Council Tax: Band C, Maidstone Borough Council. Priority is given to applicants living and/or working in this local authority.
This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals).
WHAT IS SHARED OWNERSHIP ?
Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London.
IS SHARED OWNERSHIP FOR YOU ?
The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.
Rooms
Entrance Hall
Reception
25' 1" x 10' 0" (7.65m x 3.05m)
Kitchen
included in reception measurement
Patio
14' 7" x 5' 11" (4.45m x 1.80m)
Bedroom 1
14' 6" x 8' 10" (4.42m x 2.69m)
Bedroom 2
14' 6" x 7' 3" (4.42m x 2.21m)
Bathroom
7' 5" x 6' 2" (2.26m x 1.88m)